Few events in life are more consequential and stressful than the loss of the ability to work due to an injury on the job. Many workers assume they will be taken care of by the Workers’ Compensation system, or that they are powerless to influence the outcome. Once in the system, injured workers often discover that benefits are limited, that the system is complex and frustrating and that every move is controlled by insurance, medical and state institutions.
Every injured worker needs to learn about the four main Workers’ Compensation benefits: weekly disability benefits, medical benefits, vocational rehabilitation assistance, and permanent impairment awards. Not all benefits are available in every case, and every benefit should be carefully cultivated and monitored.
Injured workers also have to understand that the Workers’ Compensation system has its demands. Depending on the circumstances, these obligations may include attending insurance company medical examinations, dealing with medical case managers, dealing with vocational rehabilitation counselors or participating in "alternative duty work” programs. Failure to meet these obligations may threaten a worker’s benefits or lead to termination of employment.
If you are injured on the job, you will find there is a team of professionals on the other side: an insurance adjuster, experienced insurance defense attorneys, private investigators, and insurance company doctors. Adjusters and insurance attorneys understand the complex Workers’ Compensation system. With the help of handpicked doctors and private investigators, they are legally and ethically obligated to look out for the insurance company’s best interests, certainly not your interests, and, often not your employer’s best interests either.
If you are injured on the job, you need to make sure you get what’s fair and square and to avoid costly mistakes. For one of the most consequential and stressful events in life, it makes sense to hire an experienced Workers’ Compensation attorney to advise you of your rights and to look out for your interests. At Borofsky, Amodeo-Vickery & Bandazian, P.A., we have handled more than a thousand Workers’ Compensation claims, and we are ready to help you get what you deserve.